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RBI revises definition of lending to affordable housing for individual units

March 18, 2020
On account of inclusion of affordable housing under the harmonised master list (HML), RBI has decided to align the definition of lending to affordable housing under the circular dated July 15, 2014. The revised definition provides that housing loans eligible to be classified under priority sector lending (as updated from time to time) and housing loans to individuals for acquiring dwelling units within the prescribed threshold under the affordable housing definition in the HML.
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